FundaFX Terms of Service

Effective Date: March 8, 2026 Last Updated: April 2, 2026

1. Agreement to Terms

By accessing or using the FundaFX mobile application and API services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

These Terms constitute a legally binding agreement between you ("User," "you") and FundaFX ("we," "us," "our").

2. Service Description

FundaFX is a foreign exchange (FX) fundamental analysis service that provides:

The Service aggregates, processes, and presents publicly available economic and financial data using automated pipelines including AI-assisted analysis.

3. Account Terms

3.1 Registration

To use the Service, you must register and obtain an API key. You agree to:

3.2 API Key Security

API keys are prefixed with fndx_ and are hashed (SHA-256) for storage. You are responsible for all activity that occurs under your API key. We are not liable for any loss or damage arising from unauthorized use of your credentials.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms, including but not limited to exceeding rate limits persistently, engaging in abusive behavior, or redistributing Service data without authorization.

4. Subscription Terms

4.1 Tiers and Pricing

FundaFX offers the following subscription tiers:

Tier Price Rate Limit Features
Free $0 100 requests/month Basic fact feed, currency strength
Pro $4.99/month 5,000 requests/month Push notifications, ad-free experience, API access

4.2 Billing and Auto-Renewal

4.3 Refunds

4.4 Price Changes

We may change subscription pricing with at least 30 days' notice. Price changes will not affect your current billing period. Continued use after a price change takes effect constitutes acceptance of the new pricing.

5. Acceptable Use

You agree NOT to:

6. Intellectual Property

6.1 Our Content

The Service, including its design, features, AI-generated analysis, and aggregated data presentations, is owned by FundaFX and protected by applicable intellectual property laws. Original source data remains the property of its respective providers (ECB, OECD, World Bank, EIA, CFTC, U.S. Treasury, Federal Reserve Board, e-Stat, GDELT, etc.) and is subject to their terms of use.

6.2 Your Content

You retain ownership of any content you submit to the Service. By submitting content, you grant us a limited license to use it for the purpose of providing and improving the Service.

7. Nature of the Service — No Advisory Relationship

7.1 Informational Purpose Only

The Service is an information aggregation tool that collects, processes, and presents publicly available economic and financial data. The Service is provided solely for informational and educational purposes.

7.2 No Advisory or Fiduciary Relationship

BY USING THE SERVICE, YOU ACKNOWLEDGE AND AGREE THAT:

7.3 Investment Decisions Are Your Sole Responsibility

8. AI Processing and Data Accuracy Disclaimer

THE SERVICE USES ARTIFICIAL INTELLIGENCE (AI) AND AUTOMATED PROCESSING PIPELINES TO COLLECT, ANALYZE, AND SUMMARIZE ECONOMIC AND FINANCIAL DATA. YOU ACKNOWLEDGE AND AGREE THAT:

YOU EXPRESSLY ACKNOWLEDGE THAT THE INFORMATION PROVIDED BY THE SERVICE MAY BE WRONG, AND YOU ASSUME ALL RISK ASSOCIATED WITH ANY RELIANCE ON SUCH INFORMATION.

9. Acknowledgment of Risks and Self-Responsibility

BY USING THE SERVICE, YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND, AND AGREE TO THE FOLLOWING:

9.1 Market Risks

9.2 Information Accuracy Risks

9.3 Self-Responsibility (自己責任)

9.4 Waiver of Claims

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

WE MAKE NO WARRANTY OR REPRESENTATION THAT THE INFORMATION PROVIDED THROUGH THE SERVICE IS SUITABLE FOR ANY PARTICULAR PURPOSE, INCLUDING BUT NOT LIMITED TO INVESTMENT DECISIONS, TRADING STRATEGIES, OR FINANCIAL PLANNING.

11. No Liability for Investment and Trading Outcomes

11.1 No Liability Arising from Investment or Trading Decisions

AS SET FORTH IN SECTIONS 7 AND 9, THE SERVICE DOES NOT CREATE AN ADVISORY RELATIONSHIP, AND YOU USE INFORMATION OBTAINED THROUGH THE SERVICE AT YOUR OWN RISK AND UNDER YOUR OWN RESPONSIBILITY. ACCORDINGLY:

11.2 General Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AND WITHOUT PREJUDICE TO SECTION 11.1:

11.3 Mandatory Exceptions Under Japanese Law

NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE JAPANESE LAW, INCLUDING THE CONSUMER CONTRACT ACT (消費者契約法). IN PARTICULAR, THESE TERMS DO NOT PURPORT TO EXCLUDE LIABILITY FOR DAMAGES CAUSED BY INTENTIONAL MISCONDUCT (故意) OR GROSS NEGLIGENCE (重過失) OF FUNDAFX.

12. Indemnification

You agree to indemnify, defend, and hold harmless FundaFX and its founders, officers, directors, employees, agents, contractors, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or related to:

13. Third-Party Services

The Service integrates with third-party services including but not limited to RevenueCat, Firebase, and Sentry. Your use of these services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party service providers.

14. Service Availability and Modifications

15. Modification of Terms

We may update these Terms from time to time. We will notify you of material changes by:

Your continued use of the Service after revised Terms become effective constitutes acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Service and may request account deletion.

16. Governing Law and Dispute Resolution

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Japan, without regard to conflict of law principles.

16.2 Jurisdiction

Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the Tokyo District Court (東京地方裁判所) as the court of first instance.

16.3 Dispute Resolution

Before initiating formal legal proceedings, you agree to attempt to resolve any dispute informally by contacting us at the email address below. We will make reasonable efforts to resolve the dispute within 30 days.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and FundaFX regarding the Service and supersede all prior agreements or understandings.

19. Contact Us

If you have questions about these Terms, please contact us:

This document is provided in English. A Japanese translation is available upon request.

© 2026 FundaFX